Question: A truck driver hauling heavy freight experiences a rollover accident just before his DOT-required break. The truck driver is able to crawl out of his truck and he’s looked over by first responders. Everything seems to be alright, but his right-side ribs are in pain. The driver is seen at the nearest urgent care where an x-ray reveals two fractured ribs, likely caused by the seat belt and the force of the rollover wreck. The driver insists on not missing any time and the doctor obliges by not prescribing any lost time or work restrictions. The employee does not receive any medical treatment and is directed to take over-the-counter Tylenol to help with pain, if needed. The driver is back in a new truck two days later. Is it recordable?
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Question: A large bank begins educating their lobby employees on the characteristics of the COVID-19 virus. They place signs in the lobby encouraging customers to stand six feet apart, provide hand-sanitizing disinfectant wipes and the janitorial service is cleaning in the morning and afternoon. However, the bank is not requiring temperature checks. Business is continuing face-to-face interaction in the lobby and surrounding offices. While the bank leaders praise employees for continuing their scheduled work, the CDC has communicated that COVID-19 is in the stage of community spread and customers continue to enter the bank lobby to conduct face-to-face business. An employee who conducts face-to-face business on a daily basis returns home every day after work and is socially isolated except for at work. The employee’s family is not leaving the house at all. One month into the pandemic, he and several other employees test positive for COVID-19 and he dies in a hospital. Is it recordable?
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